Receive cash for the unexpected. Have freedom in knowing you’re covered.

How Does Critical Illness Insurance Work?

A critical illness plan provides a lump-sum cash payment upon the diagnosis of a covered critical illness or accidental injury. Covered conditions include certain types of cancer, heart attack, stroke, hospitalization, ICU stays, and other sudden or critical illnesses or injuries. This lump-sum benefit can be used to help cover expenses for covered illnesses and injuries including general living expenses like rent or mortgage, transportation, food, lodging, childcare, caregiving, and loss of wages or income. It also helps cover other out-of-pocket expenses, medical costs, insurance shortfalls like co-pays or deductibles, as well as additional health care needs.